Whether you're buying your first home or your tenth investment property, the process of getting the right home loan can be a daunting experience. But before you go out and take on the biggest debt in your life, it's good to compare the different types of mortgage lenders and their services. Not only will this make the process a lot easier and less stressful, it could potentially save you thousands in fees and interest charges.

Having worked as a senior lender in the banking industry for over 20 years, Robert Projeski, the Managing Director for AMO, reveals how he went from working for the banks that was ripping off borrowers out of billions of dollars in fees, to creating Australian Mortgage Options to help ordinary Australians to get the best home loan deal.

Defense housing is a successful "worry-free" investment property program run by the Australian Government. The aim of the DHA program is to build new residential housing, sell them at market price and rent them back to members and families of the defence force. But are DHA properties right for everyone, or are they more suitable for a particular type of investor?

Getting into the property market has never being easy, it's a big financial decision that requires sound budgeting, planning and research. Robert Projeski, a finance and property expert, and the founder of AMO gives some tips to help you get started.

Many new investors who hope to gain financial freedom by investing in property usually face barriers and fears at every stage of the investment process. Although these fears are real and legitimate, they can significantly set you back years unless you face up to them.

With interest rates at an allow time low, many Australians are asking the tough questions: "Is now the best time to lock-in my home loan rates?" While we don't have a chrystal ball to forecast where interest rates are headed, we do have a product that can give you the financial flexibility to decide when to fix your home loan rates and when to stay variable.