Fixed and variable rate home loans might be the greatest differentiation between mortgage types, but there are a whole host of specialised products designed for different circumstances.

“How can I recycle debt?” you may ask, and what is the difference between “bad debt” and “good debt”? Australian Mortgage Options’ managing director Robert Projeski sheds some light on the topic and explains how we can turn “bad” debt into “good.”

An investment property is a great way to help secure financial independence but are you receiving the maximum return on your investment? Exploring your funding options and structuring your loan for maximum tax benefits will help you achieve this. In this article I will examine both considerations.

When applying for a home loan with an offset facility, is it better to put extra payments direct into the mortgage or into the offset account?

It’s the age old question perennially thrown up for a variety of reasons, but how does the ‘buy or rent?’ conundrum stack up under the conditions of the property market as they stand right now? Very favourably for the buyer according to Australian Mortgage Options managing director Robert Projeski.

One of the best way to quickly buy multiply investment properties quickly is to drawn down on the equity in your own home or your investment property. In this article, we explore how you can tap into this equity and quickly grow your wealth through property.