In the past many investors were limited in their knowledge of the property market. People could wing it if they knew the area well enough, but when it comes to creating wealth you need to know what influences capital growth in an area. Thanks to the internet, you too can easily identify growth drivers and learn when and where to invest.
Defense housing is a successful "worry-free" investment property program run by the Australian Government. The aim of the DHA program is to build new residential housing, sell them at market price and rent them back to members and families of the defence force. But are DHA properties right for everyone, or are they more suitable for a particular type of investor?
For any investor with their ear to the ground, buying off the plan is becoming one of the most popular forms of property investment.
The real estate market presents good buying opportunities for those who do their due diligence and know where to look. Here are some quick tips to help you recognise the different sellers, their motivation to sell and how to acquire these properties below market value.
Going by the timeless cycle of property trends, it is not only likely, but almost predicable that after a number of years of good growth and high demand, there has to be a down turn.
Australia's public housing program began shortly after World War II to address the housing shortage for it's returning soldiers and their families. In recent years public housing estates have turned into unloved, low socio-economic areas for the disadvantaged. As more and more public housing stock makes it's way into the property market, we explore whether these places are good long-term investments or as a principal place of residence.
Australia's government public housing policy focuses on supporting low income earners, the elderly and people with disabilities. The government is also selling off it's non-performing or harder to maintain properties to the open market. But are they good value for property investors? Should you add public housing stock to your investment portfolio, and will they help to increase your portfolios growth strategy?
An investment property is a great way to help secure financial independence but are you receiving the maximum return on your investment? Exploring your funding options and structuring your loan for maximum tax benefits will help you achieve this. In this article I will examine both considerations.
Robert Projeski is a leading property and business finance expert having appeared on radio and TV, written articles for most real estate and business publications in Australia, as well as a sought after commenter by various media and newspapers around the country. Here he shares some fundamental tips that will help you in obtaining finance.
Here are some key pointers to what you need in order to give your loan application the best chance for success and get approved first time.
In this third part of our article on how to obtain finance, we look at the importance of research and how to pick the right lender to submit your application for finance.
Saving up for a deposit to buy a home can be a daunting task, especially when you're just starting out. Property prices seem to continually rise, while the banks and APRA have done all that they can to tighten up the lending criteria and the amount required for a home loan deposit. But before you start to tighten your financial belt and begin cutting costs, here are some tips to help you to get a deposit together.
If you're thinking about buying your second investment property, it's a good idea to understand how to leverage equity in your existing home to purchase another property (or two).
Many new investors who hope to gain financial freedom by investing in property usually face barriers and fears at every stage of the investment process. Although these fears are real and legitimate, they can significantly set you back years unless you face up to them.
It’s the age old question perennially thrown up for a variety of reasons, but how does the ‘buy or rent?’ conundrum stack up under the conditions of the property market as they stand right now? Very favourably for the buyer according to Australian Mortgage Options managing director Robert Projeski.
Achieving financial freedom through real estate has always attracted people to invest in property. There are countless rags to riches stories of ordinary Australians who have managed to secure a comfortable retirement through property. Unfortunately, there are also an equal number of people who have brought on a whim, without any clear strategy or goals and have lost their fortune in the quest to get rich. If you’re thinking of entering the property market for the first time, the “buy and hold” strategy is one of the easiest and most popular strategy to use.
There are many experts who believe that the only way to achieve real wealth is to employ a capital growth strategy to your investment property. These properties require a larger deposit and are usually negatively geared, but in the longer term they can produce better growth and equity.
Many property investors start their investment journey with various end goals, but when it comes to strategy, the majority of people tend to gravitate towards positive cash flow strategy in order to achieve their financial goals. Positive cash flow properties can help you to immediately improve the quality of your lifestyle, while providing you with a financial safety net.
Most investors use property to reach one common goal – to create financial freedom. While financial freedom may mean different things to different people - travel the world, generate a $100,000 passive income for life or retire early - whatever the end goal, you'll want to have a clear exit strategy in place.
In this article, we look at the general expectations for property growth in Western Australia, South Australia, Tasmania and the Northern Territory for 2016.
Whether you’re looking to buy your first home, or your next investment property, buying a home requires that you devote a lot of time to researching, attending auctions and open homes - time which some buyers may not necessarily have.
When investors apply for a commercial property loan, the requirements by the lender can be a lot stricter than when applying for a residential home loan. In this interview on 2UE Talking Lifestyle, Mr Robert Projeski, the Managing Director of AMO, discusses interest rates and the required deposit for a commercial property loan.
In a world with easy access to credit, becoming financially savvy and knowing how to invest to create wealth is more important than ever for young people who want to get ahead. But one of the most common concerns is whether The Great Australian Dream of owning your own home is out of reach for many young people. Mr Robert Projeski, the Managing Director of Australian Mortgage Options (AMO) believes that while these hurdles are real, they’re not insurmountable.
Getting into the property market has never being easy, it's a big financial decision that requires sound budgeting, planning and research. Robert Projeski, a finance and property expert, and the founder of AMO gives some tips to help you get started.
In 2015, we saw spectacular property growth in Sydney and Melbourne, while the rest of Australia lagged behind. But what's in store for Australia’s states and territory in 2016? Can we expect to see the same or near similar break-out performances in NSW and the other states?
If you're looking to purchase an investment property, many lenders will try to refinance your home loan and offer discounted rates and incentives to get you on-board.
Having your home loan application rejected can be very fustrating. But you're not alone. Since the beginning of the Global Financial Crisis of 2007-08, lenders have become more cautious and lending standards have become more stringent. However, not all lenders are the same.