In the past many investors were limited in their knowledge of the property market. People could wing it if they knew the area well enough, but when it comes to creating wealth you need to know what influences capital growth in an area. Thanks to the internet, you too can easily identify growth drivers and learn when and where to invest.

Having your home loan application rejected can be very fustrating. But you're not alone. Since the beginning of the Global Financial Crisis of 2007-08, lenders have become more cautious and lending standards have become more stringent. However, not all lenders are the same.