Bad Credit Loans

Bad Credit Loans

AMO's Bad Credit Loans are designed to accommodate those who do not meet the normal lending criteria.

If you require fast loan approval, but you've been turned down by your bank because you're self-employed or you have a poor credit history we can help. Our Bad Credit Loans was designed to be quick, providing you with fast approvals.

If you can answer 'yes' to any of the following questions then maybe you need a bad credit loan:

  • Have you had a credit application declined?
  • Have your been self-employed for less then two years?
  • Do you have a poor credit history?
  • Are you having problems meeting the criteria of the banks?
  • Are you unable to provide documentation of income?
  • Are you a seasonal or contract worker?
  • Are you a non-resident?


Any worthwhile purpose.

Security Type:

Owner Occupied or Investment.


  • PAYG or Self-Employed
  • Credit Impaired Borrowers
  • Individuals, Companies or Trusts

Loan Amount:

Up to $1,500,000 (conditions apply).


Up to 85% of the security value (conditions apply).


Interest Only (1-5 years), Principal & Interest

Repayment Method:

Monthly repayments via Direct Debt, Telephone Transfer.


Up to 30 years.


  • No annual or monthly fees
  • Redraw (conditions apply)
  • Telephone Access

Please note:

Information that is contained on the web site should be used as a guideline only. You should seek advice from professional financial, legal and real estate specialists before purchasing a property and/or applying for a loan.