Use Super in Property

Use Super in Property

Good news. Self managed superannuation funds (SMSFs) are now able to borrow money to purchase property and AMO makes the entire process simple, affordable and financially rewarding.

There are many advantages of unlocking the super to buy property

  • Accumulate wealth
  • Build a diversified portfolio
  • Enjoy significant tax concessions by using Super.

At AMO, we understand the Superannuation can be complex. That’s why we have available a ready-made solution that can be cost-effectively integrated with an existing SMSF or established in conjunction with a new SMSF.

Best of all, AMO takes care of the paperwork, letting you focus on your investment goals and creating wealth.

To find out more, review the product details below or contact an AMO Mortgage Specialist by phone or by completing the enquiry form to the right of the screen.


Verification Documentation is required to verify income for all SMSF members. Self Employed members without tax returns can be considered. Superannuation contributions by SMSF members for current and previous years will need to be confirmed. Where an SMSF already exists, constituent documents will also be required, constituent documents will also be required.
Loan Purpose Investment purposes only
Loan Term 10 -30 Years 5 – 15 years
Interest Type Variable
Repayment Type Principal & Interest (P & I), or interest only up to 5 years then P & I.
Repayment Options Monthly, fortnightly or weekly
Maximum LVR 80% 70%
Credit History Clear credit history. Past credit impairment can be considered.
Minimum Equity No minimum net asset requirements. We recommend that you seek independent financial advice to establish weather this product suits your needs.
Minimum Loan Size $30,000 $150,000
Acceptable Guarantors All adult members and associated trusts
Serviceability Acceptable income may include superannuation contributions and any SMSF income (rental income is acceptable at 80%)
Security Type House, townhouse or unit within acceptable locations Commercial real estate within acceptable locations