Non-conforming Loans

Non-conforming Loans

If you can answer 'yes' to any of the following questions then maybe you need a 'Non-Conforming' loan:

  • Have you had a credit application declined?
  • Have your been self-employed for less then two years?
  • Do you have a poor credit history?
  • Are you having problems meeting the criteria of the banks?
  • Are you unable to provide documentation of income?
  • Are you a seasonal or contract worker?
  • Are you a non-resident?


Any worthwhile purpose.

Security Type:

Owner Occupied or Investment.


  • PAYG or Self-Employed
  • Credit Impaired Borrowers
  • Individuals, Companies or Trusts

Loan Amount:

up to $1,500,000 (conditions apply).


up to 85% of the security value (conditions apply).


Interest Only (1-5 years), Principal & Interest

Repayment Method:

Monthly repayments via Direct Debt, Telephone Transfer.


up to 30 years.


  • No annual or monthly fees
  • Redraw (conditions apply)
  • Telephone Access

Please note:
Information that is contained on the web site should be used as a guideline only. You should seek advice from professional financial, legal and real estate specialists before purchasing a property and/or applying for a loan.